Hey guys! Need a new cheque book from SBI but dread the thought of going to the branch? Good news! You can actually apply for an SBI cheque book online from the comfort of your couch. This guide will walk you through the simple steps to get your new cheque book without any hassle.

Why Apply for an SBI Cheque Book Online?

Before we dive into the how-to, let's quickly cover why applying online is such a great option:

• Convenience: No more waiting in long queues at the bank. Apply anytime, anywhere.
• Time-Saving: The online process is generally faster than the traditional method.
• Easy Tracking: You can often track the status of your request online.

Eligibility for Online Cheque Book Request

First things first, ensure you're eligible to apply online. Generally, you need to:

• Have an active SBI account with internet banking enabled.
• Have your mobile number registered with the bank for OTP verification.

Step-by-Step Guide to Applying for an SBI Cheque Book Online

Alright, let's get to the main part – how to actually apply for that cheque book! Here's a detailed, step-by-step guide:

Step 1: Login to SBI Internet Banking

• Open your web browser and go to the official SBI Online website: https://www.onlinesbi.sbi/.
• Click on the "Login" button.
• Enter your username and password.
• You might be prompted for a One-Time Password (OTP) sent to your registered mobile number. Enter the OTP to proceed.

Step 2: Navigate to the "Request & Enquiries" Section

• Once you're logged in, look for the "Request & Enquiries" tab or a similar option in the main menu. The exact wording might vary slightly depending on the SBI interface version, but it's usually pretty straightforward.
• Click on it. This will open a dropdown menu with several options.

Step 3: Select "Cheque Book Request"

• From the dropdown menu, select the "Cheque Book Request" option. This will take you to the cheque book application page.

Step 4: Choose Your Account

• On the cheque book request page, you'll see a list of your SBI accounts linked to your internet banking. Select the account for which you need the cheque book.

Step 5: Specify the Number of Cheque Leaves

• Next, you'll need to specify the number of cheque leaves you want in your new cheque book. SBI usually offers options like 10, 25, 50, or 100 leaves. Choose the option that best suits your needs. Consider your typical usage to avoid running out too quickly or having too many unused cheques.

Step 6: Enter Nominee Details and verify address

• This step you will have to select the mode of delivery, typically, you will have options like registered address or new address. Choose accordingly.

Step 7: Submit Your Request

• After reviewing all the details, click on the "Submit" button. You might be prompted to confirm your request with another OTP sent to your registered mobile number. Enter the OTP to finalize the application.

Step 8: Note Down the Reference Number

• Once your request is submitted successfully, you'll receive a confirmation message with a reference number. This reference number is important for tracking the status of your cheque book request, so make sure to note it down or take a screenshot.

Tracking Your SBI Cheque Book Request Status

After applying, you'll probably want to know when to expect your cheque book. Here's how you can track the status:

Online Tracking

• Log in to your SBI internet banking account.
• Go to the "Request & Enquiries" section.
• Look for an option like "Cheque Book Status" or "Track Cheque Book Request."
• Enter your reference number to track the current status of your request. The status will typically show whether it's still being processed, has been dispatched, or is out for delivery.

Customer Care

• You can also contact SBI customer care to inquire about your cheque book request status. Make sure you have your reference number ready when you call.

SBI Cheque Book Charges

It's important to be aware of any charges associated with issuing a cheque book. SBI's cheque book charges can vary depending on the type of account you have and the number of cheque leaves you request. Here’s a general idea:

• Basic Savings Bank Deposit Account (BSBDA): Usually, there are a certain number of free cheque leaves per year, and additional leaves are chargeable.
• Regular Savings Account: Charges may apply after a certain number of free cheque books per year. The exact charges are displayed while requesting for cheque book online.

It's best to check the latest fee schedule on the SBI website or contact customer care for the most up-to-date information.

Tips for a Smooth Online Application Process

To ensure a smooth and hassle-free experience, keep these tips in mind:

• Stable Internet Connection: Make sure you have a stable internet connection before starting the application process to avoid any interruptions.
• Registered Mobile Number: Ensure your mobile number is registered with the bank and active, as you'll need it for OTP verification.
• Double-Check Details: Before submitting your request, double-check all the details you've entered, such as the account number and the number of cheque leaves.
• Keep Reference Number Safe: Store the reference number in a safe place, as you'll need it to track the status of your request.

Troubleshooting Common Issues

Sometimes, things don't go as planned. Here are some common issues you might encounter and how to troubleshoot them:

• OTP Not Received: If you don't receive the OTP, check your mobile network connectivity and ensure that your mobile number is correctly registered with the bank. You can also try requesting the OTP again.
• Login Issues: If you're having trouble logging in, double-check your username and password. If you've forgotten your password, use the "Forgot Password" option to reset it.
• Request Not Submitted: If your request is not submitted successfully, try again later. There might be temporary technical issues with the SBI website.

Alternatives to Cheque Books

While cheque books are still widely used, there are several alternatives available these days, such as:

• Online Transfers (NEFT, RTGS, IMPS): These are quick and convenient ways to transfer funds online.
• UPI (Unified Payments Interface): UPI apps like Google Pay, PhonePe, and Paytm are becoming increasingly popular for small and large transactions.
• Debit Cards: Debit cards can be used for online and offline purchases.

Conclusion

So, there you have it! Applying for an SBI cheque book online is a straightforward process that can save you time and effort. By following these simple steps and keeping the tips in mind, you can get your new cheque book without any hassle. Happy banking, and if you have any other questions, feel free to drop them in the comments below!

Remember to always keep your banking details secure and never share your OTP or password with anyone.